:root{--ink:#1D1D1F;--mist:#F5F5F7;--graphite:#6E6E73;--secondary:#424245;--hair:#E8E8ED;--hair2:#D2D2D7;--green:#00A862;--muted:#86868B}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font-family:'Geist',system-ui,-apple-system,sans-serif;font-weight:400}
a{color:var(--ink)}a:hover{color:var(--graphite)}
.num{font-variant-numeric:tabular-nums}
.wrap{max-width:1120px;margin:0 auto;padding-left:24px;padding-right:24px}
header.top{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.86);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid var(--hair)}
header.top nav{height:56px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink)}
.brand span{font-size:22px;font-weight:600;letter-spacing:-.055em}
.pill{text-decoration:none;background:var(--ink);color:#fff;border-radius:999px;font-weight:500;display:flex;align-items:center;justify-content:center}
.pill:hover{color:#fff;opacity:.88}
.pill.sm{height:44px;padding:0 18px;font-size:15px}
.pill.lg{height:56px;width:100%;font-size:17px}
.hero{padding-top:clamp(48px,8vw,96px);padding-bottom:64px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:24px}
.eyebrow{font-size:15px;font-weight:500;color:var(--graphite)}
h1{margin:0;font-size:clamp(48px,9vw,104px);font-weight:600;letter-spacing:-.05em;line-height:.98}
.lede{margin:0;font-size:clamp(18px,2.2vw,24px);line-height:1.45;color:var(--secondary);max-width:680px}
.cta{display:flex;flex-direction:column;align-items:center;gap:10px;padding-top:8px;width:100%;max-width:360px}
.cta small{font-size:13px;color:var(--graphite)}
.card{background:var(--mist);border-radius:36px}
.example{padding:clamp(28px,5vw,64px);display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:clamp(24px,4vw,56px)}
.rate{display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;min-width:200px}
.rate .l{font-size:15px;color:var(--graphite)}
.rate .v{font-variant-numeric:tabular-nums;font-size:clamp(40px,6vw,64px);font-weight:500;letter-spacing:-.03em}
.break{flex-basis:100%;height:0}
.saving{text-align:center;display:flex;flex-direction:column;gap:4px}
.saving .big{font-size:clamp(32px,4.5vw,48px);font-weight:600;letter-spacing:-.04em;color:var(--green)}
.saving .fine{font-size:14px;line-height:1.5;color:var(--graphite);max-width:560px}
section.block{padding-bottom:112px}
h2{margin:0;font-size:clamp(36px,5.5vw,64px);font-weight:600;letter-spacing:-.045em;line-height:1.02}
.intro{display:flex;flex-direction:column;gap:16px;max-width:760px;margin-bottom:48px}
.intro p{margin:0;font-size:20px;line-height:1.5;color:var(--secondary)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.tile{background:var(--mist);border-radius:28px;padding:32px;display:flex;flex-direction:column;gap:12px}
.tile h3{margin:0;font-size:22px;font-weight:600;letter-spacing:-.02em}
.tile p{margin:0;font-size:16px;line-height:1.5;color:var(--secondary)}
.dark{background:var(--ink);color:var(--mist)}
.dark .statement{padding:112px 0;font-size:clamp(36px,6vw,72px);font-weight:600;letter-spacing:-.045em;line-height:1.04}
.steps{margin:48px 0 0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px}
.steps li{display:flex;flex-direction:column;gap:10px;border-top:2px solid var(--ink);padding-top:20px}
.steps li:last-child{border-top-color:var(--green)}
.steps .n{font-variant-numeric:tabular-nums;font-size:14px;color:var(--graphite)}
.steps .t{font-size:22px;font-weight:600;letter-spacing:-.02em}
.steps .d{font-size:16px;line-height:1.5;color:var(--secondary)}
.faq{background:var(--mist)}
.faq .inner{max-width:820px;margin:0 auto;padding:112px 24px;display:flex;flex-direction:column;gap:32px}
details{border-top:1px solid var(--hair2);padding:24px 0}
details:last-child{border-bottom:1px solid var(--hair2)}
summary{cursor:pointer;list-style:none;font-size:20px;font-weight:600;letter-spacing:-.02em}
summary::-webkit-details-marker{display:none}
details p{margin:12px 0 0;font-size:17px;line-height:1.6;color:var(--secondary)}
.final{padding-top:112px;padding-bottom:112px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:24px}
.final h2{font-size:clamp(36px,6vw,72px);letter-spacing:-.05em;line-height:1}
footer{border-top:1px solid var(--hair)}
footer .inner{padding-top:40px;padding-bottom:56px;display:flex;flex-direction:column;gap:20px;font-size:12px;line-height:1.6;color:var(--graphite)}
footer .row{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
footer .links{display:flex;gap:20px;flex-wrap:wrap}
footer .links a{color:var(--graphite)}
footer p{margin:0}
.doc{max-width:720px;margin:0 auto;padding:clamp(48px,8vw,96px) 24px 112px}
.doc h1{font-size:clamp(40px,7vw,64px);margin-bottom:24px}
.doc p,.doc li{font-size:17px;line-height:1.6;color:var(--secondary)}
.center{min-height:calc(100vh - 57px);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:24px;padding:48px 24px}

.calc{padding:clamp(28px,5vw,56px);display:flex;flex-direction:column;gap:32px}
.calc-title{font-size:clamp(32px,4.5vw,48px)}
.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.field{display:flex;flex-direction:column;gap:8px;font-size:15px;color:var(--graphite)}
.input{display:flex;align-items:center;gap:8px;background:#fff;border-radius:16px;height:56px;padding:0 16px;border:1px solid var(--hair)}
.input:focus-within{border-color:var(--ink)}
.input i{font-style:normal;color:var(--graphite);font-size:17px}
.input input{flex:1;min-width:0;border:0;outline:0;background:transparent;font:inherit;font-size:20px;font-weight:500;color:var(--ink);font-variant-numeric:tabular-nums}
.calc-out{display:flex;flex-direction:column;align-items:center;text-align:center;gap:20px}
.calc-rows{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:clamp(12px,4vw,48px);width:100%;max-width:560px}
.calc-rows div{display:flex;flex-direction:column;gap:4px;min-width:0}
.calc-rows svg{width:44px;height:25px}
.calc-rows .l{font-size:14px;color:var(--graphite)}
.calc-rows .v{font-size:clamp(24px,4vw,40px);font-weight:500;letter-spacing:-.03em}
.calc-out .fine{margin:0;font-size:14px;line-height:1.5;color:var(--graphite);max-width:620px}

footer .credit{font-size:13px;color:var(--secondary)}

.lenders{padding-bottom:96px}
.lenders .lab{font-size:15px;color:var(--graphite);text-align:center;margin:0 0 20px}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.track{display:flex;align-items:center;gap:64px;width:max-content;animation:scroll 55s linear infinite}
.track img{display:block;width:auto;flex:none}
@keyframes scroll{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.track{animation:none;flex-wrap:wrap;justify-content:center;width:auto;gap:16px 40px}.track img[aria-hidden]{display:none}}

.counter{padding-bottom:40px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px}
.count{font-size:clamp(44px,9vw,96px);font-weight:600;letter-spacing:-.045em;line-height:1}
.count-label{font-size:clamp(17px,2vw,20px);color:var(--secondary)}

.navlinks{display:flex;gap:28px;font-size:14px}
.navlinks a{text-decoration:none;color:var(--secondary)}
.navlinks a[aria-current]{color:var(--ink);font-weight:500}
@media (max-width:720px){.navlinks{display:none}}
.field em{font-style:normal;color:var(--muted);font-size:13px;margin-left:4px}
.input.sel{padding:0 12px 0 16px}
.input select{flex:1;min-width:0;border:0;outline:0;background:transparent;font:inherit;font-size:17px;font-weight:500;color:var(--ink);height:100%;-webkit-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%236E6E73' stroke-width='1.8'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 4px center;padding-right:24px}
.enq{display:flex;flex-direction:column;gap:24px}
.enq-head{display:flex;flex-direction:column;gap:10px}
.enq-head p{margin:0;font-size:17px;color:var(--secondary)}
.enq .pill.lg{max-width:360px;border:0;cursor:pointer;font-family:inherit}
.enq .pill.lg:disabled{opacity:.5;cursor:default}
.check{display:flex;gap:12px;align-items:flex-start;font-size:15px;line-height:1.5;color:var(--secondary)}
.check input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--ink);flex:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.enq-msg{margin:0;min-height:1.4em;font-size:15px;color:var(--secondary)}
.enq-done{display:flex;flex-direction:column;gap:8px;padding:8px 0}
.enq-done h3{margin:0;font-size:28px;font-weight:600;letter-spacing:-.03em;color:var(--green)}
.enq-done p{margin:0;font-size:17px;color:var(--secondary)}